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  • To whom it may concern,
  • I am writing to let you know that I am experiencing financial difficulties and I am now getting help to resolve them.

    As a result of this I would be grateful if you could hold action on my account for a period of at least 30 days to give me some breathing space. I will be completing an income and expenditure to work out the best way to deal with my debts.

    Also, if you are adding interest, I would be grateful if you would freeze these during this period so that my debt does not increase.

    I will forward my income and expenditure shortly and my proposals for repaying my creditors.

    I look forward to hearing from you as soon as possible.


    Yours faithfully,

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