The holidays are over if you are struggling with debt, you are not alone, don’t try and do this by yourself. There is plenty of free help and resources available.
On-line Resources
• StepChange Debt Charity
o www.stepchange.org
o Our online advice tool has helped over 1.7m people. Create a budget and get a personal
action plan with practical next steps. Get free help from the UK's leading debt
charity
• National Debtline
o www.tools.nationaldebtline.org/dat-reg
o National Debtline offers free debt advice online through its digital advice tool and
its web guides, fact sheets and sample letters.
• Financial Wellness Group
o www.financialwellnessgroup.co.uk
o Financial Wellness Group provides free advice and solutions for people struggling with
money, debt and budgeting. We have 27+ years experience supporting people to find a
route to become debt free
PayPlan
o www.payplan.com
o PayPlan's online debt solution tool, PlanFinder, can give you a personalised debt
solution in as little as 15 minutes. They also offer free live chat and email support
for immediate help.
Telephone Resources
• Youth Legal and Resource Centre
o https://www.youthlegal.org.uk
o 0203195 1906
o No advice provided for Wales
• National Debtline
o www.nationaldebtline.org
o 0808 808 4000
o National Debtline has helped millions of people with their debts. They'll talk you
through options and give clear advice on how to take back control.
• Money Adviser Network
o https://adviser.moneyhelper.org.uk
o Please use the link above to connect to an adviser
o The Money Adviser Network offers free telephone debt advice backed by MoneyHelper.
Provide your contact details in confidence and we'll connect you with a qualified and
regulated money advice provider so you can get back on track.
• PayPlan
o www.payplan.com
o 0800 280 2816
o PayPlan's supportive, non-judgemental team of advisers help thousands of people beat
their debts every year, and treat all of their calls with the strictest confidence.
• Debt Advice Foundation
o www.debtadvicefoundation.org
o 0800 622 61 51
Debt Advice Foundation is a national debt advice and education charity
offering free, confidential support and advice to anyone worried about debt.
o Financial Wellness Group
o www.financialwellnessgroup.co.uk
o 0161 518 8285
o Financial Wellness Group provides free advice and solutions for people struggling with
money, debt and budgeting. We have 27+ years experience supporting people
StepChange Debt Charity
o www.stepchange.org.uk
o 0800 138 1111
o Call the UK's leading debt charity. We help change the lives of thousands of people
every week. Get free, confidential advice and practical solutions to help you deal
with your debts to find a route to become debt free